Internal benchmark on synthetic data · run run-20261022172936-test · 2026-10-22 · 3 models, same instruction
| Workflow | Monthly volume (yours to change) | Dvar small modeldvar:glm-5.3-flash | Low-cost frontieropenai/gpt-6-luna | Mid-tier frontieranthropic/claude-sonnet-5.5 |
|---|---|---|---|---|
| Post-call dispositionsmeasured tokens, collections run | calls a month | ₹0.33 lakh$0.26 per 1,000 | ₹0.14 lakh$0.11 per 1,000 | ₹4.21 lakh$3.34 per 1,000 |
| Bank statement labelsmeasured tokens, underwriting run | statements a month | ₹0.54 lakh$1.07 per 1,000 | ₹0.22 lakh$0.45 per 1,000 | ₹4.84 lakh$9.60 per 1,000 |
| Calling-agent replies (LLM only)assumed 1,400 in / 60 out tokens a turn, 7 turns a call | calls a month | ₹1.72 lakh$1.37 per 1,000 | ₹1.50 lakh$1.19 per 1,000 | ₹29.99 lakh$23.80 per 1,000 |
| Model cost a month | ₹2.59 lakh$3,081 | ₹1.87 lakh$2,222 | ₹39.03 lakh$46,469 | |
At these volumes the Dvar small model costs 15× less than the mid-tier frontier model. The low-cost frontier model costs 1.4× less than the Dvar small model. Price alone does not decide; the critical failures, latency and where the data is served do, and the other pages measure those.
- • The volumes are our placeholders: KreditBee has said it disburses about 30,000 loans a day; calls and statements a month are not public.
- • Dvar prices are list prices in INR per 1M tokens (customer-bot/config/models.yaml (Prices: Dvar from portal.dvarlabs.ai/models (INR per 1M tokens, checked 2026-10-21).)). Frontier prices are dated list prices in USD; FX 84 INR per USD (customer-bot/config/models.yaml, fx_inr_per_usd (labelled constant)).
- • Model cost only: no telephony, speech-to-text, text-to-speech or hosting. KYC document cost is on the KYC page, per page.